The New York Jets knew they had been struck by seriously bad luck when newly-acquired quarterback Aaron Rodgers went down with a ruptured Achilles Tendon just four snaps into the season. It would cost them desperate victories, and instantly transform them from a potential Super Bowl contender to just another team. But it may have also cost them a hefty amount in their pocketbook as well, according to a recent report.
Aaron Rodgers ruptured his Achilles Tendon in Week 1 vs. Buffalo | SCREENSHOT: Highlight Heaven/YouTube
Unfortunately, for the franchise’s accountants, the team’s management decided against taking out a disability insurance policy for Aaron Rodgers prior to the season, according to a report from sports business site Sportico. That decision has now cost the team millions, per the outlet.
These types of insurance premiums – referred to as ‘temporary total disability policies’ reimburse significant portions of players’ guaranteed salaries if they suffer injuries to the point that the player is sidelined for a significant portion of the season. They are typically a standard expense added to the cost of a contract – especially for a player who commands a significant salary like Aaron Rodgers.
Per Joe Pompliano of HuddleUp, the Jets could have been reimbursed up to $60 million if Aaron Rodgers decided to retire in the wake of his injury. Instead, the former Packers passer says he plans on making a comeback to the NYJ before the end of this year – a feat that seems almost unheard of.
https://www.youtube.com/watch?v=rdWSI-nGMVk
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However, Rodgers was on the sideline this past week, throwing passes and standing without crutches. So, with the four-time NFL MVP, it appears anything could be possible. With the team and backup QB Zach Wilson managing to stay at 3-3 thus far in the season, it may accentuate the veteran’s desire to get back in time for a possible postseason run. It’s a long shot, but at this point, it’s the only shot the Jets have.
What they won’t have is the millions of dollars they could have saved had they simply followed normal protocol. And while it’s a mystery why the franchise wouldn’t take precautions against an injury (especially on a 39-year-old quarterback) is anyone’s guess. Perhaps because it’s the J-E-T-S, and it’s in their nature to pull off head-scratching moves.
The Aaron Rodgers situation this season could eventually serve as the catalyst for the NFL to add a rule that requires teams to ensure their highest-paid players, according to the original report from Sportico.
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